Family Time

Holidays are the usual time when families get together. It is the time to reflect back on the good times and the bad. But you always try to forget about the bad. Many times it is even comical to get "home" and see a sibling or parent that you haven't seen for a while and immediately pick up on the old habits or traits he or she has.

Habits are there for a reason. They are formed out of continued practice, over and over again. It is something that we are comfortable with, so we repeat it. Habit is defined as an acquired pattern of behavior that often occurs automatically. We repeat it so often that it happens without our thinking about it.

Good habits can be formed just like bad habits. If you repeat something often enough, it becomes a habit. You may have heard the saying "It takes 21 days to form a habit". Regardless of how long it takes, the repetition is the key.

This can also be applied to how we acquire and manage our money. I think this is part of the problem with most people and their dealings with money. They are not taught good financial habits in school, and many times not at home either; so they fall into credit card traps and the like. We are also so used to inflation being low or moderate, that when a change does occur in the economy, we don't notice it. We have been conditioned to ignore it because it has never been an issue for about 30 years.

For the last several weeks, I've been warning about future economic changes that will likely affect us all. Next week, I will focus more on solutions and actions that can be taken to lessen the impact and protect yourselves.

then if anyone hears the trumpet but does not take warning and the sword comes and takes his life, his blood will be on his own head. Since he heard the sound of the trumpet but did not take warning, his blood will be on his own head. If he had taken warning, he would have saved himself. Ezekiel 33:4-5 (NIV)

If you have any questions or comments, you can email me at the address below.
Email: DeltaInspire@panama-vo.com